Terms & Conditions
Effective Date: January 1, 2026
Welcome to CA Tax Experts Inc. (“we,” “our,” or “us”). These Terms and Conditions govern your use of our website (www.ca-tax.ca) and our tax preparation services. By accessing or using our services, you agree to comply with these terms.
If you do not agree with these Terms and Conditions, please do not use our services.
1. Acceptance of Terms
By using CA Tax, you confirm that you:
✔ Are at least 18 years old
✔ Provide accurate, truthful, and complete information
✔ Agree to these Terms & Conditions and our Privacy Policy
2. Services Provided
CA Tax specializes in personal tax preparation services for individuals in Canada. Our services include:
Preparing and filing T1 Personal Tax Returns with the Canada Revenue Agency (CRA)
Ensuring compliance with Canadian tax laws and regulations
Providing tax-related consultations and guidance
Please note: Corporate or business tax returns (T2) are not currently included, except for nil T2 filings.
3. User Responsibilities
You agree to:
Provide accurate and complete tax information
Upload required documents in a timely manner
Ensure access to your CRA account, if applicable
Failure to provide accurate information may result in delays, errors, or penalties imposed by the CRA. CA Tax Experts Inc. is not responsible for penalties arising from incorrect or incomplete information submitted by you.
4. Fees and Payments
Pricing depends on the complexity of your tax return
Payment is required before filing
We accept e-Transfer and credit/debit cards
No refunds will be issued once your return has been filed
Additional services beyond your initial scope will be quoted and approved before proceeding.
5. Processing Time and Tax Refunds
Most returns are processed within 24–48 hours after receiving all required information
Tax refunds are issued by the CRA, not by CA Tax
Direct deposit refunds typically take 8–10 business days; mailed cheques may take longer
We are not responsible for delays caused by the CRA or incorrect information provided by the client.
6. Privacy and Data Security
All client data is protected with secure encryption and access controls
Personal information is never shared with third parties except as necessary to file your tax return
Please review our Privacy Policy for full details on how your data is handled
7. Amendments and Corrections
If changes are needed after filing, we can assist with a T1 Adjustment Request
Additional fees may apply for corrections resulting from user errors, missing, or late documents
8. Limitation of Liability
CA Tax provides tax preparation services only and is not responsible for CRA audits, penalties, or processing delays
We are not liable for errors caused by incorrect information provided by the user
Users are responsible for providing any additional documents requested by the CRA
9. Contact Information
If you have questions regarding these Terms and Conditions, you can reach us:
📞 Phone: +1 (705) 221-0200
📧 Email: info@ca-tax.ca


